If you are having problems with your home mortgage,makinghomeaffordable.gov is the way to go. They are helping homeowners in distress by having a difficult time keeping up in their mortgages.Makinghomeaffordbale.gov has an application process where troubled homeowners can apply for loan modification of their personal loans. Those who qualify would have to show proof of hardship. If you have missed a payment or two, it is advisable to apply right away. This website is part of the bailout and stimulus programs which aim to keep people in homes that they bought with a mortgage that ran into problems due to circumstances pretty much beyond their control. If that sounds like you, check out <a rev="vote for" title="Makinghomeaffordable.gov Offers Loan Modification Help" href="http://personalmoneystore.com/moneyblog/2009/03/19/makinghomeaffordablegov-offers-loan-modification/">makinghomeaffordable.gov</a>.