Record low interest rates--4.375% 30 year fixed $417k loan $2080/m. Save way more than the $8k credit over the life of the loan. Completely remodeled w/ granite kitchen, new stainless steel appliances, Cherry cabinets, new carpets, tile, hardware, lighting, updated plumbing and electrical, new paint. New landscaping w/ auto sprinklers. New 300sf patio. Not a short sale or REO